The Careful Consumer
SALES PRESENTATIONS - AUGUST 2015
Consumers are often invited to “free” meals at local restaurants or upscale hotels. The goal of these invitations is to sell something to you while pretending to be an educational or social event. So ask yourself, “What is being served along with the meal?”
LƯỜNG GẠT DI TRÚ - THÁNG NĂM, 2015
Đề phòng những kẻ lường gạt hứa hẹn giúp đỡ về vấn đề di trú với tiền lệ phí cao và bảo đảm. Những kẻ lường gạt này không đạt tiêu chuẩn để làm công việc này. Bạn hãy chọn một luật sư, một cơ quan tư vấn di trú tín cẩn, hoặc một cơ quan không vụ lợi nơi mà họ cung cấp dịch vụ di trú miễn phí hoặc lệ phí thấp.
FRAUDE DE INMIGRACIÓN – MAYO DE 2015
¿Necesita ayuda con papeles de inmigración? Utilice a sólo los profesionales que están capacitados para ayudarle, no notarios. Notarios no son abogados.
IMMIGRATION FRAUD - MAY 2015
Do you need assistance with immigration papers? Use only professionals who are trained to assist you, not notarios. Notarios are not lawyers.
IRS SCAM ALERT - FEBRUARY 2015
As tax day approaches, beware of scammers claiming to be IRS agents or officers asking for immediate payment of delinquent taxes. The IRS will not call or send emails to tax payers with threats of arrest or legal action. Do not become a victim of this scam: do not send money, and do not give out any personal information.
HEALTH STUDIO OR CLUB - JANUARY 2015
One of the most popular New Year resolutions is to exercise. If you joined a club but changed your mind, you may cancel your membership within 5 days after signing the contract, by mailing or personally delivering a written notice to the address specified in the contract. It is advisable to keep a copy of the cancellation notice and proof of delivery.
EMAIL PHISHING SCAM - DECEMBER 2014
A new scam is sneaking into many email boxes this holiday season. Unless you are absolutely sure about the origin of an email with a link, do not click on it.
OPEN ENROLLMENT MEDICARE SCAM – NOVEMBER 2014
Scammers are taking advantage of Medicare’s Open Enrollment. Do not give out any personal information in response to calls or emails claiming Medicare needs to update your information.
LICENSED HOME CONTRACTOR - SEPTEMBER 2014
Your tip-off that the home repair contractor is not licensed: the six-digit number is not on any printed documents, including ads, the side of the truck, the business card, or the contract. For more information, visit the California Contractors State License Board's website.
ON-LINE PURCHASES - SEPTEMBER 2014
If you make an online purchase, that website must display a physical address where the company can be reached on page you placed your order on or the "Contact Us" page.
AUTOMOBILE PURCHASES - SEPTEMBER 2014
When you purchase a new car from an auto dealer, you do not have the right to cancel. Make sure the contract you sign is affordable and covers all the promises that were made during negotiations.